7th CPC Salary Calculator for Central Government Pay Levels
Pick a pay level, stage and city class to see basic, DA, HRA, TA and the estimated monthly in-hand pay.
Level 1 is MTS; Level 7 covers most CGL Group B posts; Level 10 is Group A entry.
Stage 1 is entry pay. 40 stages in Level 7.
Default assumes the last announced rate - override it with the current one.
Levied by some states only. Set to 0 where it does not apply.
Estimated monthly in-hand
₹74,822
Level 7 · Stage 1 · Basic ₹44,900
Gross per month
₹82,766
Basic pay
₹44,900
Dearness allowance
₹26,042
58% of basic
House rent allowance
₹8,980
20% · class Y
Earnings
Deductions
Income tax is not deducted here, since it depends on your regime choice and declared investments. Department-specific allowances (uniform, risk, special compensatory, deputation) and city classifications also vary, so treat this as an estimate of the standard pay slip.
About this tool
This calculator rebuilds a standard central government pay slip from the 7th Central Pay Commission matrix. Choose one of the 19 pay levels (Level 1 to 18, with 13A in between), the stage inside it and the class of your posting city. The tool adds dearness allowance, house rent allowance and transport allowance to basic pay, takes off NPS, CGHS and professional tax, and shows the monthly amount that would reach your bank.
It is for anyone comparing posts across departments, whether a candidate weighing two offers, a serving employee checking what the next level is worth, or a parent decoding a line like Level 6 in a notification. The SSC, Railway and UPSC calculators on resultvital.com share this engine but start from a post name.
Everything is computed in your browser and nothing is sent to a server.
How to use the 7th CPC salary calculator
- Select the pay level; each option shows its entry basic pay.
- Choose the pay stage. Stage 1 is entry pay and each later stage is one annual increment higher.
- Set the posting city class to X, Y or Z, which fixes the HRA percentage.
- Overwrite the default 58% DA with the rate in the latest DA order if it has changed.
- Tick Higher TPTA city if your station is on the notified list, untick NPS or CGHS if they are not deducted from you, and set professional tax to 0 where it does not apply.
- Read the estimated monthly in-hand, then check the earnings and deductions panels.
What goes into the gross figure
Basic pay comes from the pay matrix. Each level starts at a fixed entry pay (₹18,000 at Level 1, ₹35,400 at Level 6, ₹56,100 at Level 10, ₹2,50,000 at Level 18) and every later stage is the previous cell raised by 3% and rounded to the nearest hundred, the 7th CPC's own rule. The tool generates the cells this way, so they match the published matrix.
Dearness allowance is a percentage of basic revised in January and July. The tool defaults to 58%, the last rate it was updated with, and the field stays editable.
House rent allowance depends on the posting city. The 7th CPC set 24% of basic for X-class cities (the eight largest metros), 16% for Y-class (population 5 to 50 lakh) and 8% for Z-class, stepping up to 27%, 18% and 9% once DA crossed 25% and to 30%, 20% and 10% once DA crossed 50%. The tool applies the slab that matches the DA you enter, so at 58% you see 30%, 20% or 10%. Transport allowance is a flat amount by level, and DA is payable on it too, shown as its own line.
- Gross = basic + DA + HRA + transport allowance + DA on transport allowance
- Transport allowance: Level 9 and above ₹7,200 in a higher TPTA city or ₹3,600 elsewhere; Level 3 to 8 ₹3,600 or ₹1,800; Level 1 and 2 ₹1,350 or ₹900 until basic reaches ₹24,200, then the Level 3 to 8 slab
- NPS: 10% of basic plus DA, for those who joined on or after 01/01/2004
- CGHS: ₹250 a month for Level 1 to 5, ₹450 for Level 6, ₹650 for Level 7 to 11, ₹1,000 from Level 12
- In-hand = gross minus NPS, CGHS and professional tax (a state levy, default ₹200); gross per year = gross × 12
Worked example at Level 6 in an X-class city
Hypothetical: a fresh recruit at Level 6, stage 1, posted in Mumbai (X class) with Higher TPTA city ticked, DA at 58%, NPS and CGHS ticked and professional tax of ₹200. Basic is ₹35,400, DA is ₹20,532 and HRA at the 30% slab is ₹10,620. Transport allowance for Level 6 in a higher TPTA city is ₹3,600, with ₹2,088 DA on it.
Untick Higher TPTA city and transport allowance falls to ₹1,800 with ₹1,044 DA on it, so gross drops by ₹2,844 to ₹69,396 and in-hand to ₹63,153. NPS does not move because it depends on basic plus DA.
| Component | Basis | Amount (₹) |
|---|---|---|
| Basic pay | Level 6, stage 1 | 35,400 |
| Dearness allowance | 58% of basic | 20,532 |
| House rent allowance | 30%, X class | 10,620 |
| Transport allowance | Level 6, higher TPTA | 3,600 |
| DA on transport allowance | 58% of 3,600 | 2,088 |
| Gross salary | Earnings total | 72,240 |
| NPS | 10% of 55,932 | 5,593 |
| CGHS | Level 6 slab | 450 |
| Professional tax | As entered | 200 |
| Total deductions | 5,593 + 450 + 200 | 6,243 |
| Net in-hand | 72,240 minus 6,243 | 65,997 |
| Gross per year | 72,240 × 12 | 8,66,880 |
How pay stages and increments work
Stage 1 is entry pay and each annual increment moves you one stage up, so a person on stage 5 has drawn four increments. Every step is 3% of the previous cell. Level 6 runs from ₹35,400 at stage 1 to ₹46,200 at stage 10 and ₹1,12,400 at stage 40.
Levels 1 to 12 have 40 stages, Level 13 and 13A have 20, Level 14 has 18, Levels 15 and 16 have 8, and Levels 17 and 18 are fixed pay with a single stage. Promotion is a separate move that the tool does not model; pick the new level and the stage whose basic matches your fixation order.
Common mistakes
- Leaving DA at 58% after a newer order. DA also drives the HRA slab, so an old rate shifts two lines.
- Guessing the city class. HRA follows the notified list, and many district headquarters are Z class.
- Keeping NPS ticked for an old pension scheme employee, which overstates deductions.
- Reading gross per year as annual take-home when income tax has not been deducted.
Accuracy and limitations
The tool models the standard pay slip only. Income tax is left out because it depends on your regime and declarations. Uniform, risk, special compensatory and deputation allowances are not included, and the HRA and TPTA city lists change. Old pension scheme employees see GPF rather than NPS, and that subscription has no fixed rate, so subtract your own figure.
Treat the output as an estimate of the standard 7th CPC pay slip; recoveries, allowances and the DA rate in force will move the actual credit.
Frequently asked questions
›What is the difference between gross and in-hand salary in this calculator?
Gross is basic pay plus DA, HRA, transport allowance and DA on transport allowance. In-hand is gross minus the three deductions the tool models, which are NPS at 10% of basic plus DA, the CGHS slab for your level and the professional tax you enter. Income tax, GPF, loan recoveries and insurance are not deducted, so your bank credit can be lower than the in-hand shown.
›Which DA percentage should I enter?
Enter the dearness allowance rate from the most recent DA order issued by the Department of Expenditure. The tool starts at 58%, which is the last rate it was updated with, and shows a hint reminding you to override it. DA is revised with effect from 1 January and 1 July each year, so check the current order before trusting the default.
›How do I know whether my city is X, Y or Z class for HRA?
The classification is a notified list, not a judgement call. X class covers the eight largest metros (Delhi, Mumbai, Bengaluru, Chennai, Kolkata, Hyderabad, Pune and Ahmedabad). Y class covers other cities with a population between 5 and 50 lakh, and everything else is Z. Your office order or the HRA line on an existing pay slip will confirm which slab applies to your station.
›Why does HRA show 30% when the 7th CPC fixed it at 24%?
The 7th CPC set HRA at 24%, 16% and 8% for X, Y and Z cities but wrote in two automatic revisions. When DA crossed 25% the rates rose to 27%, 18% and 9%, and when DA crossed 50% they rose again to 30%, 20% and 10%. The tool applies the slab that matches the DA you enter, so at any DA of 50% or more you see the top slab.
›Does the calculator deduct income tax?
No. Income tax depends on whether you opt for the old or new regime, on the deductions you claim under sections such as 80C and on any other income, so a single formula would mislead more people than it helps. Use the in-hand figure here as your pre-tax monthly amount and apply your own tax estimate on the gross per year line.
›What does the Higher TPTA city checkbox do?
It switches transport allowance to the higher slab that applies in the notified list of larger cities. For Level 9 and above the figure moves from ₹3,600 to ₹7,200, for Level 3 to 8 from ₹1,800 to ₹3,600, and for Level 1 and 2 from ₹900 to ₹1,350. Because DA is also paid on transport allowance, the DA on transport line rises with it.
›Can state government employees use this calculator?
Only as a rough guide. Several states adopted a matrix modelled on the 7th CPC, but DA rates, HRA percentages, city classification and professional tax all vary by state, and some states pay DA at a different rate from the Centre. If your state follows the central matrix, pick the matching level and type in your state's DA rate, then treat HRA and transport allowance with caution.